Entry of Judgment

When a Claim Form is served, debtors have 14 days to reply by either admitting the debt and offering payment in full (or via a series of instalments – see ‘Instalment Monitoring’ for more details on how we can help collect these payments on your behalf), filing a part admission, or contesting the debt as a whole. In certain cases, debtors may ignore the Claim Form completely and at this point it’s your decision as to whether you discontinue action on the case, or proceed with the issuing of a Judgment.

Once the Courts have awarded a Judgment, the debtor has 28 days to pay the outstanding amount in full; else a CCJ (County Court Judgment) will be entered onto the County Court Judgment Register. A CCJ stays with the debtors for 6 years and may hinder any credit applications during this period. These applications might include Credit Card and loan agreements, Mortgages and store credit, so the threat of having a Judgment issued is sometimes enough to secure payment from a debtor.

Any costs incurred with the Entry of Judgment are also recoverable from your debtor.

As with all the services offered by LRC, any work we undertake and results we achieve, can be viewed by you on a case by case basis, anytime, anywhere, via our Online Debt Recovery System. This service is free of charge to all our clients - select the ‘Online System’ link in the menu to learn more.

Young & Pearce Alliance

Should court action become defended by a debtor, LRC's partnership with Young & Pearce solicitors ensures a qualified solicitor is avaliable to act upon your behalf. With your approval we can instruct Young & Pearce solictiors to act upon your behlaf to attempt to obtain a satisfactory outcome to disputed cases. Through this partnership, hourly costs to you may be considerably less than those charged by other Solicitors. Call for more details.

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